White Chocolate Coconut Cake has become my absolute favorite dessert to make when I want something that feels both luxurious and comforting. There’s something magical about how coconut and white chocolate work together, creating layers of tropical sweetness that make every bite feel like a mini vacation. Additionally, this cake strikes the perfect balance between impressive presentation and surprisingly simple preparation.
What Is White Chocolate Coconut Cake?
This White Chocolate Coconut Cake combines fluffy coconut-infused cake layers with rich white chocolate elements throughout. Moreover, it features coconut milk in the batter, shredded coconut for texture, and a creamy white chocolate frosting that ties everything together beautifully. Furthermore, the result is a moist, tender cake with tropical flavors that complement the sweetness of white chocolate perfectly.
Essential Ingredients for White Chocolate Coconut Cake
Here’s everything you’ll need to create this dreamy dessert. I’ve included some substitution options because I know how frustrating it can be when you’re missing just one ingredient:
- All-purpose flour (2½ cups) – Cake flour works too for extra tenderness
- Granulated sugar (1¾ cups) – Provides structure and sweetness
- Baking powder (2½ teaspoons) – Essential for proper rise
- Salt (1 teaspoon) – Balances sweetness and enhances flavors
- Unsalted butter (½ cup, softened) – Room temperature is crucial
- Coconut milk (1 cup, full-fat) – The star ingredient for moisture
- Large eggs (3) – Bring to room temperature for best results
- Vanilla extract (2 teaspoons) – Pure vanilla makes a difference
- Coconut extract (1 teaspoon) – Intensifies coconut flavor
- Shredded coconut (1 cup, sweetened) – Unsweetened works if you prefer less sweetness
- White chocolate chips (¾ cup) – Choose good quality for best taste
- Cream cheese (8 oz, softened) – For the frosting base
- Powdered sugar (4 cups) – Sifted for smoothest frosting
- White chocolate (6 oz, melted and cooled) – For the frosting
- Heavy cream (⅓ cup) – Adds richness to frosting
Step-by-Step Instructions
Prepare Your Workspace: First, preheat your oven to 350°F and grease two 9-inch round cake pans. Then, line the bottoms with parchment paper because this prevents sticking completely. Additionally, dust with flour and tap out excess for perfect release.
Mix Dry Ingredients: In a large bowl, whisk together flour, sugar, baking powder, and salt. Furthermore, this ensures even distribution of leavening agents throughout your White Chocolate Coconut Cake batter.
Combine Wet Ingredients: Meanwhile, in another bowl, cream the softened butter until light and fluffy. Then, gradually add eggs one at a time, beating well after each addition. Subsequently, mix in vanilla extract, coconut extract, and coconut milk until smooth.
Create the Batter: Gradually fold the dry ingredients into the wet mixture, alternating with remaining coconut milk. Moreover, don’t overmix as this can make your cake tough. Finally, gently fold in shredded coconut and white chocolate chips.
Bake to Perfection: Divide batter evenly between prepared pans and smooth tops. Then, bake for 25-30 minutes until a toothpick inserted in center comes out clean. Consequently, allow cakes to cool in pans for 10 minutes before turning out onto wire racks.
Make the Frosting: While cakes cool completely, beat cream cheese until smooth and fluffy. Subsequently, gradually add powdered sugar, then melted white chocolate and heavy cream. Additionally, beat until frosting reaches perfect spreading consistency.
Assemble Your Cake: Place one layer on serving plate and spread frosting evenly on top. Then, add second layer and frost entire cake. Finally, sprinkle with additional coconut and white chocolate shavings for gorgeous presentation.
Perfect Serving Ideas

This White Chocolate Coconut Cake pairs beautifully with fresh berries, especially strawberries or raspberries that cut through the richness. Additionally, serve with a cup of coffee or tropical fruit tea to complement the coconut flavors. Furthermore, a small scoop of vanilla ice cream alongside each slice creates an absolutely divine dessert experience that guests will remember.
Pro Tips for Cake Success
- Room temperature ingredients – They blend together much more easily and create better texture
- Don’t overmix the batter – Stop as soon as ingredients are just combined for tender crumb
- Toast your coconut first – Lightly toasting shredded coconut adds incredible depth of flavor
- Use quality white chocolate – Cheap chips can make your cake taste artificial and overly sweet
- Cool completely before frosting – Warm cake will melt your beautiful white chocolate frosting
- Store properly covered – This cake stays moist for days when wrapped well
Common Questions About White Chocolate Coconut Cake
Can I make this cake ahead of time? Absolutely! In fact, this White Chocolate Coconut Cake actually improves after sitting overnight. Moreover, the flavors meld together beautifully, and the texture becomes even more moist. Additionally, you can bake the layers up to three days ahead and freeze them wrapped tightly.
What if I don’t have coconut extract? While coconut extract really intensifies the tropical flavor, you can substitute with additional vanilla extract. Alternatively, use almond extract for a different but delicious flavor profile. Furthermore, the coconut milk and shredded coconut still provide plenty of coconut taste.
Can I use coconut oil instead of butter? Yes, but use solid coconut oil at room temperature for best results. However, keep in mind that coconut oil will give a slightly different texture and more pronounced coconut flavor. Additionally, make sure it’s not too warm or it won’t cream properly with the sugar.
How do I prevent the coconut from sinking? Toss the shredded coconut and white chocolate chips in a little flour before folding them into the batter. This coating helps suspend them throughout the cake instead of letting them sink to the bottom during baking.
Why This Recipe Will Become Your Go-To
This White Chocolate Coconut Cake delivers bakery-quality results with straightforward home baking techniques. Moreover, the combination of flavors feels special enough for celebrations while being approachable for weekend treats. Additionally, it’s incredibly versatile and forgiving, making it perfect for both experienced bakers and those just starting their cake-making journey. Furthermore, everyone always asks for the recipe!
My Recipe Development Journey
I’ll be honest – my first attempt at this White Chocolate Coconut Cake was a complete disaster! The coconut sank to the bottom, and the white chocolate seized up in the frosting. However, after several trials and plenty of taste-testing volunteers, I finally perfected this version. Meanwhile, you can find more of my baking adventures and recipe testing stories on my Pinterest page, where I share both the successes and the beautiful failures.

White Chocolate Coconut Cake
Ingredients
Equipment
Method
- First, preheat your oven to 350°F and grease two 9-inch round cake pans. Line the bottoms with parchment paper, dust with flour, and tap out excess.
- In a large bowl, whisk together flour, sugar, baking powder, and salt.
- In another bowl, cream the softened butter until light and fluffy. Gradually add eggs one at a time, beating well after each addition. Mix in vanilla extract, coconut extract, and coconut milk until smooth.
- Gradually fold the dry ingredients into the wet mixture, alternating with remaining coconut milk. Gently fold in shredded coconut and white chocolate chips.
- Divide batter evenly between prepared pans and smooth tops. Bake for 25–30 minutes until a toothpick inserted in center comes out clean. Allow cakes to cool in pans for 10 minutes before turning out onto wire racks.
- While cakes cool, beat cream cheese until smooth. Gradually add powdered sugar, then melted white chocolate and heavy cream. Beat until frosting is spreadable.
- Place one cake layer on a serving plate and spread frosting evenly on top. Add the second layer and frost the entire cake. Sprinkle with additional coconut and white chocolate shavings.
Notes
- Room temperature ingredients – They blend together much more easily and create better texture
- Don’t overmix the batter – Stop as soon as ingredients are just combined for tender crumb
- Toast your coconut first – Lightly toasting shredded coconut adds incredible depth of flavor
- Use quality white chocolate – Cheap chips can make your cake taste artificial and overly sweet
- Cool completely before frosting – Warm cake will melt your beautiful white chocolate frosting
- Store properly covered – This cake stays moist for days when wrapped well